The Answers You Need
Is credit repair legal?
Yes. It is your right under the Fair Credit Reporting Act (FCRA) to dispute any inaccurate and not verifiable items on your credit report.
What is credit repair?
Credit repair is the process of improving blemished credit portfolios and unfavorable credit scores. We accomplish this by identifying and removing inaccurate or outdated information appearing on your credit report, through credit education and the implementation of proven techniques and behaviors that will positively impact your credit score.
How long is the process?
Credit repair is not an overnight process and you should be leery of companies offering quick fixes, immediate results or promises to boost your score by a certain number of points within a certain time-frame. Due to the uniqueness of every case one of our certified credit repair specialists will conduct an extensive analysis of your particular case and devise a personalized action plan that encompasses all of your needs. Results are typically seen within 60 days.
How much is the service?
There is a 1st work fee of $149 which is charged once your credit report analysis has been completed. Your first monthly fee of $79 is not charged until a month later and recurs monthly thereafter while enrolled. You can cancel at anytime